U.JAYAKRISHNAN AND ASSOCIATES

Before diving into side-specific strategies, it is essential to understand the legal tilt of the playing field. Under Section 139 of the NI Act, the law establishes a mandatory, rebuttable presumption in favor of the payee (complainant).The Presumption: Once the payee proves that the cheque belongs to the drawer, bears their signature, and was dishonored, the court automatically presumes that the cheque was issued to discharge a legally enforceable debt or liability.